4464 Neptune Drive Active Save Request In-Person Tour Request Virtual Tour
Hernando Beach,FL 34607
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 1,697 sqft
Price per Sqft $397
Subdivision Gulf Coast Ret Unit 4
MLS Listing ID 2254123
Style Stilt
Bedrooms 3
Full Baths 3
Year Built 2000
Annual Tax Amount $465
Tax Year 2024
Lot Size 6,000 Sqft
Property Sub-Type Single Family Residence
New Construction No
Property Description
ARE YOU ELIGIBLE FOR A VA LOAN? REACH OUT TO THE LISTING AGENT FOR INFORMATION ON ASSUMING THE OWNERS VA LOAN AT A LOW INTEREST RATE AND VERY LITTLE DOWN! Discover coastal living at its finest in this elevated waterfront home offering direct Gulf access, a private floating dock, and an open permit for a future boat lift with pilings already in place. This thoughtfully designed 3-bedroom, 2-bath home features a desirable split floor plan on the main (second) level, plus an additional bathroom and fully equipped flex space on the ground level. Step inside the bright and airy main level, where tall ceilings, fresh paint, and new vinyl flooring set the stage for modern waterfront living. The open-concept kitchen, dining, and living area flows seamlessly to a covered rear deck overlooking the water — perfect for entertaining or relaxing with a view. The kitchen boasts stainless steel appliances, a gas cooktop, quartz countertops, eat-in island, pantry, and of course, breathtaking water views. The spacious primary suite features a recently updated bathroom with dual vanities, a walk-in shower, and a luxurious garden tub. Laundry hookups are conveniently located on both levels. The far end of the home has two bedrooms that share a bathroom. Downstairs, enjoy the versatility of a flex room with a full bath, laundry area, and its own entrance. The garage side of the first level features a 12-ft tall door with parking for up to 4 vehicles in the tandem bays that are also deep enough to park a boat trailer. The ground level is finished with weather-resistant PVC and block walls for durability and peace of mind. Outside, the oversized fenced yard has ample room to build the pool of your dreams and the side yard has plenty of space to park your RV or boat. Plus, the floating dock and pre-installed pilings make boating a breeze—skip the wait with an already open, transferable permit for your future lift. Additional updated include a new AC in 2017 and new roof in 2022. With all of the wind mitigation upgrades on this property the home owners insurance is only 2,474 and transferable flood insurance is 2,141. Seller has estimates for a new pool in the backyard at 55k and can be installed within 4 months. Hernando Beach is a vibrant waterfront community that offers the best of coastal living—boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, hospitals, and top-rated schools. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond.
Location
State FL
County Hernando
Community Gulf Coast Ret Unit 4
Zoning R1B
Interior
Heating Central
Cooling Central Air
Flooring Vinyl
Laundry In Unit,Lower Level,Upper Level
Exterior
Exterior Feature ExteriorFeatures, Balcony
Parking Features Attached,Garage,Garage Door Opener
Garage Spaces 4.0
Fence Chain Link
Utilities Available Cable Available,Electricity Connected,Sewer Connected,Water Connected
Waterfront Description Canal Front, Direct Gulf Access, Navigable Water, No Fixed Bridges, Seawall, Waterfront Community
View Y/N Yes
View Canal,Water
Roof Type Shingle
Building
Lot Description Dead End Street
Story 2
Water Public
New Construction No
Schools
Elementary Schools Westside
Middle Schools Fox Chapel
High Schools Weeki Wachee
Others
Acceptable Financing Assumable,Cash,Conventional,FHA,VA Loan
Listing Terms Assumable,Cash,Conventional,FHA,VA Loan
Special Listing Condition Standard